SHORT SALE SERVICES

Chances are, you or someone you know in Napa or Sonoma County is facing the possibility of foreclosure, please understand that you are not alone. Today, one out of every ten homeowners in America is behind on their mortgage payments. These are tough and frustrating times. Now more than ever, it's important to identify your options. Foreclosure can be avoided, your credit can be saved and your financial future can be salvaged.

The idea of losing a home can be very overwhelming, and we feel it is vital for you to have all the facts necessary to make an informed decision. A new short sale program might be your best option if you qualify and it may not cost you a penny. Here are a few points to consider with this program:

• No Deficiency Judgment to the Homeowner
• No Upfront Fees or Closing Costs to the Homeowner
• $3,000 to Seller for Relocation Assistance at Close
• Lender Pays Realtor Fees
• Property Listed with a Realtor
• A short sale may impact your credit for as little as 2 years (7 to 10 years for a foreclosure)
• Homeowner has a minimum 3 months and 21 days to vacate property once a notice of default has been filed (California non-judicial).
• Most lenders will stop the foreclosure process once a fully executed offer and a completed seller's short sale package has been submitted by your realtor.

WATCH THIS VIDEO TO SEE HOW WE AT RE/MAX HAVE HELPED HOMEOWNERS AVOID FORCLOSURE:

LET US SAVE YOU BY THROWING YOU OUR PLOTT GROUP SHORT SALE LIFELINE...

As Realtors with the CDPE® Designation (Certified Distressed Property Expert), we have a strong and unique appreciation of the factors affecting the market and know that there are options available to you. Additionally, we are certified by the National Association of Realtors (NAR) as a Short Sale Foreclosure Resource (SFR).

Why is this important?

• These certifications are recognized by Loss Mitigation Departments across the nation.
• We are trained to help homeowners maneuver the complexities of short sales.
• We are trained to negotiate with lenders on your behalf.
• This will help get your package placed in “YES” pile.
• Benefits sellers by increasing probability of closing
• Attracts buyers to our short sale listings and instills confidence
• Benefits our communities and neighborhoods from further decline in housing values

We work with Loss Mitigaton to reduce the foreclosures and the impact they have on our neighborhoods.

      

There may still be time...don't let foreclosure happen to you! If you are facing the possibility of losing your home, let us help you now to get out of this situation by filling out the form below or calling (888) 348-9980 for a confidential consultation before it's too late!

There is a huge difference between life after foreclosure and life without foreclosure.

Our mission is to reduce the impact of the foreclosure crisis on our neighborhoods one homeowner at a time by providing a high level and full range of real estate services. Our approach leaves no stone unturned by using a traditional marketing style along with all the latest tools that today’s technology offers. Our goal is to build strong lifelong relationships one person at a time

 It's so rewarding to be able to help homeowners. Make the RIGHT decision by giving us the opportunity to see if we may be of help. This solution may not cost you a dime.

Additional Short Sale Information:

   Short Sales Explained

   IRS Tax Details

   2011 Debt Relief Act

This information is being provided to try and help educate individuals who may be experiencing a possible foreclosure or potential foreclosure proceeding. Of course you should always seek advice from a real estate attorney or certified tax accountant when able to do so. In the event you can't make your mortgage payment, or you suffer a hardship, contact your lender, bank, or Mortgage Company right away. Try and prevent this process from happening to you if possible. There are usually other options available if you take action in a timely manner. Don't wait until you are behind in your payments or your home is in default to seek council. Sometimes just knowing the right thing to do, or who to call can make the difference between keeping and losing your home in foreclosure.